Are you wondering when you’ll get your Social Security payment this month? December brings different payout dates based on your birth date and eligibility. Retirees could receive an average benefit of $1,927 or even more, depending on their past earnings. Let’s break down the schedules, requirements, and amounts to help you understand what to expect.
December 2024 Social Security Payment Dates
Here are the confirmed dates for Social Security payments in December:
| Date | Eligibility | Details |
|---|---|---|
| December 11 | Born 1st–10th and approved after April 30, 1997 | Average payment: $1,927 |
| December 18 | Born 11th–20th and approved after April 30, 1997 | Payments as scheduled by SSA |
| December 24 | Born 21st–31st; payment sent early due to the federal holiday on Dec. 25 | No payments on Christmas Day |
What If You Missed Your Payment?
If you did not receive your payment on December 3 or do not qualify for the December 11 payout, you still have two more chances: December 18 and December 24. These dates depend on your birth date and eligibility criteria.
How Is the Payment Amount Determined?
Your payment amount depends on your lifetime earnings and work history. While $1,927 is the average payment, higher earners may receive as much as $4,873.
- Eligibility for Maximum Benefit:
To get the largest benefit, workers need to:- Earn the taxable maximum for at least 35 years.
- Delay retirement benefits until age 70.
For 2025, this maximum benefit could increase to $5,108.
Requirements for Social Security Payments
To qualify for Social Security retirement benefits, you must meet the following criteria:
- Be at least 62 years old (early filing reduces your check).
- File for Social Security and wait for approval.
- Earn at least 40 work credits (10 years of work in covered jobs).
Workers aiming for larger benefits can delay retirement until age 70, increasing their payments by 24%.
Key Takeaways
- Payments depend on your birthday and the date you filed for Social Security.
- The December 11 payment is for retirees born between the 1st and 10th of any month.
- Higher earners and those who delay retirement can enjoy larger payouts.
FAQ’s
When will I receive my December payment?
If your birthday is between the 1st and 10th, expect your payment on December 11. Others will get their checks on December 18 or 24.
How can I maximize my Social Security benefits?
Delaying retirement until age 70 increases your monthly payment by 24%.
What is the maximum Social Security benefit for 2025?
The largest benefit for 2025 will be $5,108, up from $4,873 in 2024.